About

Hanna Kristín
Skaftadóttir

I hold a Ph.D. in AI and business process automation from the University of Iceland and am the CEO of Sanitica AI. As Associate Professor of Applied AI & Information Systems at Bifröst University, and lecturer at the University of Iceland and Reykjavík University, I teach applied artificial intelligence, automation, fintech, applied informatics and data-driven decision making.

With over two decades of experience in innovation, development and finance, I have founded five companies and advised more than 150 clients over the past 10 years through Poppins & Partners and my own practice at Data Safari. My career includes roles at Íslandsbanki, Deloitte and KPMG, including the audit of the Central Bank of Iceland, before I started my own business in 2014.

My research focuses on artificial intelligence, digital finance and organisational technology adoption, with particular emphasis on explainable AI (XAI), socio-technical governance and natural language analytics. I am an active participant in international research collaboration, including MSCA Digital Finance (co-lead of doctoral training) and the COST FinAI research network.

I am an MIT-certified VMS mentor, serve on the board of Hefring Marine, and represent Iceland on CEN/CLC JTC 21, the European standardisation committee for the EU AI Act. I previously served on the advisory board of Nordic Smart Government & Business. I have given talks on AI, automation and the future of business across the world.

Areas of expertise

Artificial IntelligenceProcess Automation (RPA)FinTechBusiness IntelligenceXAIData-driven decisionsInnovationStrategyResearchTeachingFinance

Board & professional roles

  • 2026–Management Committee member, COST Action AI-GUIDE (CA25157)
  • 2026–Management Committee member, COST Action ENDUeAI (CA25177)
  • 2024–Board Member, Hefring Marine ehf.
  • 2024–Iceland's representative, CEN/CLC/JTC 21 (EU AI Act standards)
  • 2025–Associate Editor, Management & Marketing
  • 2021–Associate Professor of Applied AI & Information Systems, Bifröst University
  • 2019–Lecturer, University of Iceland
  • 2020Board Member, Rafmyntaráð (Icelandic Blockchain Council)
  • 2020Board Member, Digital Commerce group (SVÞ)

Teaching

  • BifröstAI Ecosystems · Applied AI · Process Automation
  • UI & RUTeaching in AI, fintech and applied informatics

Education & training

  • 2026Ph.D. AI & Automation in Business, University of Iceland
  • 2020Doctoral Course in Machine Learning & Data Analytics, University of Ljubljana
  • 2015Linguistics & Developmental Psychology, Stanford University (Summer Session)
  • 2012M.Sc. Accounting & Auditing, Reykjavík University
  • 2009B.Sc. Business Administration, Reykjavík University